Personal Finances & Debt

Examples of things you might find here

πŸ’¬ WhatsApp Chat for Finance πŸ’¬


Link Drop

Got another link for this section? Put it here.




✏️ Edit this document to make it better ✏️

Financial Preparedness


The Prepared: Financial Planning

πŸ”— https://theprepared.com/prepping-basics/guides/financial-planning/

Why personal finance is critical for preppers and tips on money management

Financial Advice


Coronavirus Money Advice Hub

πŸ‡¬πŸ‡§πŸ”—https://sites.google.com/moneyadvicehub.org.uk/coronavirus-advice-hub

Developed by Money Advice Hub to bring together information in one place. It hosts a range of topics and advice for the current stay at home conditions and matters affecting your finances


Money Saving Expert: life in lockdown help

πŸ‡¬πŸ‡§πŸ”— https://www.moneysavingexpert.com/news/2020/03/coronavirus-help-and-support/

Cancelled events, train refunds, supermarket restrictions, MOTs & more.



Money Advice Service

πŸ‡¬πŸ‡§πŸ”—https://www.moneyadviceservice.org.uk/en/articles/coronavirus-and-your-money

How to manage your money, what help is available from your account providers, and what to think about if you might need to borrow money



Community Service Society: COVID-19 Financial Tips

πŸ‡ΊπŸ‡ΈπŸ”—https://www.cssny.org/news/entry/covid-19-financial-tips

New York-related advice


Mortgage advice


Mortgages and Coronavirus for consumers

πŸ‡¬πŸ‡§πŸ”— https://www.fca.org.uk/consumers/mortgages-coronavirus-consumers

Information from the FCA on payment holidays and other issues related to mortgages and COVID-19


Remortgaging

πŸ‡¬πŸ‡§πŸ”—https://www.forbes.com/sites/advisoruk/2020/04/22/should-you-consider-remortgaging-during-the-coronavirus-pandemic/#7833a6eb6cb6

Should you remortgage your home during the pandemic?


Pensions advice


How will coronavirus affect my pension?

πŸ‡¬πŸ‡§πŸ”—https://www.pensionsadvisoryservice.org.uk/about-pensions/when-things-change/coronavirus-how-will-this-affect-my-pension-or-investments

Information from the Pensions Advisory Service for holders of personal pensions and other investments


Insurance


Travel Insurance and Coronavirus

πŸ‡¬πŸ‡§πŸ”—https://www.moneysupermarket.com/travel-insurance/coronavirus/

With much of the world on lockdown and multiple travel restrictions in force, how is your travel insurance affected?


Car and home insurance

πŸ‡¬πŸ‡§πŸ”—https://www.forbes.com/sites/advisoruk/2020/04/08/coronavirus-and-your-car-and-home-insurance-what-you-need-to-know/

Article covering questions such as do existing policies still cover your home during the pandemic? Can you take your car off the road if you're not using it?


Income protection insurance

πŸ‡¬πŸ‡§πŸ”—https://www.citizensadvice.org.uk/consumer/insurance/insurance/income-protection-insurance/

Income protection insurance pays you a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.


Financial hardship advice


If you can't pay the bills

πŸ‡¬πŸ‡§πŸ”—https://www.citizensadvice.org.uk/debt-and-money/if-you-cant-pay-your-bills-because-of-coronavirus/

Financial hardship advice from Citizens' Advice Bureau


Tax Deadlines


US Federal tax deadlines for small businesses

πŸ‡ΊπŸ‡ΈπŸ”—https://www.hiscox.com/blog/2020-federal-tax-deadlines-for-your-small-business

Your small business tax checklist for 2020 (updated) + a guide for independent contractors on tax deductions they should know about


Key dates for UK tax year

πŸ‡¬πŸ‡§πŸ”—https://www.taxback.com/blog/key-dates-for-uk-tax-year

Get your key tax deadlines and dates for the UK tax year


Canada income tax filing and payment deadlines

πŸ‡¨πŸ‡¦πŸ”—https://www.canada.ca/en/revenue-agency/campaigns/covid-19-update/covid-19-filing-payment-dates.html

A guide on income tax filing and payment deadlines

Financial Support


COVID-19 utility bills payment relief

πŸ‡¬πŸ‡§πŸ”—https://www.monadd.io/coronavirus-payment-relief

Service helping UK citizens ask their utilities providers (gas, electric, water, council tax, internet) for payment relief


Canada: changes to taxes and benefits

πŸ‡¨πŸ‡¦πŸ”— https://www.canada.ca/en/revenue-agency/campaigns/covid-19-update.html

Updates on changes to the Canada Revenue Agency (CRA) services, due dates and programs affected by the pandemic

Digital Banking


Software Group: digital solutions for banks

πŸ”— https://www.softwaregroup.com/covid-19-digital-solutions-for-banks

Helps banks transition to digital banking during and after COVID-19


Digital banking to support SMBs

πŸ‡ΊπŸ‡ΈπŸ”—https://www.plugandplaytechcenter.com/resources/digital-banking-support-smbs-virtual-fireside-chat-us-bank/

Chief digital officer of US Bank, Irv Henderson, discusses how they are assisting small business customers and the role of digital banking during COVID-19